About CredMate
(Value Proposition)
In an era where trust is critical yet often overlooked, our AI-driven social platform introduces a transparent, objective, and accountable credit data system to enhance social and business interactions. By implementing real consequences for defaulting and leveraging AI-based credibility assessments, we provide users with a structured, reliable environment for networking, dating, freelancing, and professional collaborations. Unlike traditional social platforms that lack accountability, our system fosters long-term, stable, and trustworthy connections by promoting responsible engagement and trust-building mechanisms.
Benefits
of using our service
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Enhanced Trust in Transactions & Accountability
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Unfair Terms Detection & Contract Compliance Enforcement
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Partner Credit Analysis and Risk Assessment
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Dispute Resolution & Reputation Management
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Personal Rights Protection by Trust Score being deducted from the Delinquent Party
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Frictionless User Experience with One-click Trust verification & Seamless Integration into Existing Platforms(Airbnb, Upwork, Tinder, Venmo)
✨ Refinement Based on User Insights
We made the following key adjustments to ensure clarity, usability, and trust alignment:
•Simplified the Process: Condensed an 8-step flow into 5 clear steps that mirror the user’s natural mental model.
•Plain Language: Replaced technical jargon with relatable terms like “Join,” “Choose Scenario,” and “Stay Accountable,” reflecting how users themselves described their pain points and expectations.
•Visual Anchors: Introduced intuitive icons and logical grouping to guide the eye and help users instantly grasp how CredMate works—even without reading everything in detail.
•Real-life Triggers: Used everyday actions like “show up on time” or “location-based agreement” as examples to match common usage scenarios.
•Reinforced Trust Loop: Added “Raise a Dispute” as a standalone, visible step to reassure users that fairness and recourse are built into the system.
By listening carefully to user needs, we translated complex mechanics into a visual flow that’s instantly understandable—and more importantly, trustworthy.
Transforming Social Interactions(Jobs/Pains/Gains & how it works)
Join us in revolutionizing trust and accountability in online interactions. Experience the power of AI-driven solutions for credibility scoring and risk assessment. Here are the solutions for the concerns below (click "see solutions")
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Identify and measure the potential default risk in cooperative partner
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Protect customers’ interest from being harmed by illegal terms and conditions involved in the contract or agreement and actions of breaking the contract by the other promiser
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Maintain a well-deserved individual reputation on the transparent, objective, and justice platform, increasing the success rate of social networking with someone important
Jobs
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Lack of social credit system and cause low default cost, especially when considering non-financial affairs, like study, intimate relationships, and long-term lifestyle programming
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Make it hard to record and track malicious messages, such as PUA, fictitious promises, and critical information withholding
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Over-rely on subjective evaluation and afflicted with malicious grading and commenting without substantial evidence
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Negligently engage in potential illegal acts
Pains
1. Establish a structured and enforceable social credit system built in the software that ensures real consequences for defaulting such as deducting credit scores
2. Introduce an objective, data-driven credibility assessment system, minimizing reliance on subjective evaluations in relationships by requiring substantial evidence before affecting social credit scores
3. By evaluating contract clauses to prevent unethical or illegal agreements and securing compliance with data protection laws (GDPR) and private interest
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Provide high quality interpersonal behaviors by filtering reliable social and collaboration partners
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Establish and monitor social contracts especially in areas where public laws cannot sufficiently cover
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Appeal and restore reputation score in evaluation system
Gains
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An advanced search engine with powerful analytical tools that enable premium users to track, filter, and evaluate credit histories and past social behaviors with precision, ensuring data-driven decision-making in social interactions
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Comprehensive contract evaluation system, assessing each contractual term based on reasonableness, legality, morality, and enforceability
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AI-driven appeal & reputation management system, leveraging LLM-based logical verification and machine learning-powered scoring automation, to handle ambiguous cases, adjust credit scores, and provide personalized recommendations
Events Forthcoming
Services
50 US dollars
5 US dollars
Price negotiable
Our Story
Who We Are(team)
Bochen Zhang – Founder & Lead Data Analyst(former business analyst in BCG)
With a strong foundation in business analytics, financial modeling, and AI-driven risk assessment, I bring a quantitative and data-driven approach to solving trust-related issues in social and business interactions.
Leveraging my quantitative mindset and analytical expertise, I have designed a data-driven trust scoring system that eliminates subjective bias and ensures fair, transparent, and AI-powered credibility assessments. This platform goes beyond traditional rating systems by using predictive modeling, contract compliance analysis, and fraud detection algorithms to create a trustworthy and reliable digital ecosystem.
Our Mission
Our mission is to provide scalable and efficient trust and accountability solutions that positively impact how people engage in various interactions both online and offline especially for long-term cooperation and programming.
Why Choose Us(customer testimonials)
What Our Users Say:
“This platform helped me avoid a fraudulent rental deal – the AI trust score flagged a risky landlord!” – Lisa W., International Student
“Using AI credibility scores, I found trustworthy clients for my freelance work!” – James K., Freelancer
“Previously, I had no way to prove my reliability. Now, my AI-backed trust score helps me secure better deals.” – David R., Business Partner
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